7 Ways To Cut Your Hospital Bill In Half
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Friday, Nov. 13th 2009Hospital bills can be outrageous but when you need the level of care that can only be provided by a hospital, you have no other choice. Still, you know that there has to be a way to reduce the amount of money that you spend on a hospital visit and, lucky for you, there is more than way. Hospital billing mistakes are common and they could easily cost you a fortune. Here are 7 ways to not only reduce your hospital bill slightly but in the end you may even be able to cut that bill in half.
Repeated Items
Many people never scrutinize their hospital bills so they would never notice that they were charged for the same service twice. This could be a minor procedure or the bulk of your bill. If you are charged for something twice then make sure it happened twice.
How Long You Stayed In The Hospital
The difference between a 6 day hospital stay and a 7 day stay is monumental. You want to review your dates for admission and discharge. Make sure they are correct. Then see if you are being charged for the day you were discharged. Many hospitals do not make you pay for the day you were released.
A Room With A View
What type of room did you stay in? Was it private or only semi-private? You want to make sure that you are only paying for what you got. It is fine to pay for certain luxuries but if you didn’t get them then don’t pay for them.
The Length Of Time You Spent In The Operating Room
This one sounds a little absurd and that is exactly why it can slip by unnoticed. You want to investigate the records to make sure you were charged for your time in the operating room and no longer. This is a pricey period of time so make sure your bill and your time match up.
A Procedure Or Test That Was Never Done
Sometimes procedures or tests that were never done will show up on your bill. Maybe this is a simple clerical error or maybe your doctor had a change of heart and cancelled a procedure. If it was stricken from your treatment regimen then make sure it was stricken from the bill too.
Brand Name Versus Generic
Brand name medications cost a whole lot more than their generic versions. It is always possible that you received a generic but were charged for the brand name version. You want to double check each medication because this is one expense that adds up faster than you think.
Charges That Don’t Match Up
Sometimes you will be charged a lot of money for something simple. You could accidentally get charged $100 for a service that really costs less than a dollar. While these can be harder to catch, you can see how taking the time to catch them would slash your medical bill instantly.
Cutting your hospital bill in half is the product of vigilance. Many patients accept hospital bills blindly. If you instead review your bill carefully, it is quite possible that you will have yourself to thank for cutting that hospital bill in half.
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